Travel Insurance 101: Do You Really Need It?

 When planning a trip, most travelers focus on finding cheap flights, booking hotels, and creating the perfect itinerary. But one important step is often overlooked: travel insurance.

Many wonder, “Do I really need travel insurance?” The short answer: yes, in most cases. Let’s break down why it matters, what it covers, and how to decide if it’s worth it for your trip.

🛡️ What Is Travel Insurance?

Travel insurance is a safety net that protects you financially from unexpected events during your trip. Think of it as a backup plan when things don’t go as expected — whether that’s a canceled flight, lost luggage, or sudden illness abroad.

✅ What Does Travel Insurance Cover?

Coverage depends on the policy, but most plans include:

• Trip cancellation & interruption – Reimbursement if you need to cancel due to illness, emergencies, or unforeseen events.

• Medical emergencies – Coverage for hospital visits, treatment, or emergency evacuation abroad.

• Lost, delayed, or stolen luggage – Compensation for your belongings.

• Flight delays & cancellations – Assistance and reimbursement for additional expenses.

• 24/7 support – Access to emergency hotlines when you’re abroad.

🤔 Do You Really Need Travel Insurance?

Here are situations where travel insurance is strongly recommended:

• International trips – Medical costs abroad can be very high.

• Non-refundable bookings – Protects your money if plans change.

• Adventure travel – Coverage for risky activities like skiing or hiking.

• Family trips – Peace of mind when traveling with kids.

• Expensive vacations – Protects the investment you’ve made in flights, hotels, and tours.

For short domestic trips, you may skip it if your health insurance and credit card already offer sufficient protection.

💡 Why Choose EKTA Travel Insurance?

As a trusted global provider, EKTA Travel Insurance offers:

• Affordable, flexible plans

• Easy online purchase in minutes

• Coverage for medical emergencies, trip delays, and more

• 24/7 multilingual customer support

👉 With EKTA, you get reliable protection at a budget-friendly price — perfect for travelers looking to stay safe without overspending.

🧳 Pro Travel Tips

• Buy insurance as soon as you book your trip — it protects you from the start.

• Always read the fine print to know what’s included and excluded.

• Carry both digital and paper copies of your policy while traveling.

Travel is exciting, but it also comes with risks. Having travel insurance ensures peace of mind so you can focus on enjoying the journey, not worrying about what could go wrong.

Ready to protect your next adventure?
👉 Get covered today with EKTA Travel Insurance — affordable plans tailored for every traveler.